Summer in Nebraska often means more boats on the water, more hours logged on the lake and more opportunities for things to go wrong. If you dust off your vessel each year when the weather warms up, now is the time to take a close look at your watercraft and boat insurance.
Why Review Your Watercraft and Boat Insurance Before Summer?
A policy that worked fine last season may not reflect your current situation. Maybe you bought a new boat, added a wakeboard tower, invited more passengers aboard or started trailering to different launch sites. Each of those changes can affect your coverage needs. Reviewing your policy now, rather than after an incident, can give you time to close gaps before they become costly mistakes.
What Does Watercraft and Boat Insurance Cover?
Town & Country Insurance Agency can help you secure a watercraft and boat policy that may cover the following:
- Physical damage to the hull, motor and permanently attached equipment
- Liability coverage if your boat causes injury to another person or damages someone else's property
- Uninsured watercraft coverage if another boater hits you and carries no insurance
- Towing and roadside assistance for trailer breakdowns away from the water
Coverage options and state-required minimums often vary, so your policy should reflect how, where and how often you use your boat during peak season.
How Our Team Can Help
Town & Country Insurance Agency works with boaters throughout Burwell, NE to match coverage to how their vessels are used. We can help review your current policy and identify suitable adjustments and coverage options. Contact us today to learn more.
This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.