Insurance for Recreational Vehicles in Burwell, NE

Insuring your recreational vehicle (RV) doesn’t have to be overwhelming. At Town & Country Ins Agency, we’re here to help you get sufficient coverage at a competitive price.

What Does a Policy Cover?

RV insurance can provide coverage for all-terrain vehicles, campers, motorhomes, travel trailers and watercraft. A typical policy may include:

• Liability coverage can help pay for property damage or bodily injuries you cause to others in an accident.

• Collision coverage can cover damage if your RV hits an object or another vehicle, regardless of fault.

• Comprehensive coverage can help pay for repairs if your RV is damaged due to a natural disaster, fire, theft or vandalism.

• Uninsured/underinsured motorist coverage can offer financial protection if you're hit by an at-fault driver who doesn't have insurance or doesn't have enough liability coverage.

• Medical Payments (MedPay) coverage can help pay for the medical expenses for you and your passengers after an accident, regardless of fault.

• Personal property coverage can help pay for the repair or replacement of your belongings that you store inside your RV.

Why Is This Policy Important?

While Nebraska law doesn't mandate RV insurance, it's often required by lenders if you have a loan on your vehicle. Campgrounds may also ask for proof of a policy if you’re using their facilities. Even if it's not legally required, insurance is a smart way to protect yourself financially in case of a loss.

How Much Does a Policy Cost?

The cost of recreational vehicle insurance in Nebraska can vary depending on several factors, including:

• Type: RVs typically cost more to insure than ATVs or boats.

• Value: Newer and more expensive vehicles will generally cost more to insure.

• Coverage limits: Higher coverage limits will result in higher premiums.

• Deductible: A higher deductible will lower your premium, but you'll have to pay more out of pocket if you have a claim.

• Driving record: A history of accidents or traffic violations can increase your rates.

Learn More

Our agents can help you find appropriate coverage at favorable rates. Contact Town & Country Ins Agency today for a personalized quote.