Health Insurance Quote Forms
Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.
Health Insurance Information
Health Insurance in Burwell and Ord, NE
Most people rely on their employers to do all the health insurance research and provide the best plan options. Due to rising health care costs, some people may be thinking of purchasing an individual health insurance plan on their own. Town and Country Insurance Agency can help you understand your options. In the end, we’ll make sure you get the right coverage for your health care needs.
Group Health Insurance
What Is Group Health Insurance?
Group health insurance is provided by an employer to its employees. Typically, group health insurance plans offer the same benefits to all members of the group and their dependents.
Call us to find out about group or employee definitions, along with any other insurance requirements in Nebraska. When helping clients manage a group insurance plan, Town and Country Insurance Agency can provide resources and guidance along to way to employees.
Pros of Group Health Insurance
Most people are familiar with group health insurance and its structure. Enrolling in a group health insurance plan takes away most of your own guess work with networks, deductibles and premiums. Additionally, advantages of group health insurance include:
Individual Health Insurance
What Is Individual Health Insurance?
Individual health insurance coverage is purchased on your own. Since there are hundreds of options to pick from, Town and Country Insurance Agency can help you navigate plans to find which one provides the best coverage and best price for you.
Pros of Individual Health Insurance
There are new advantages to buying individual health insurance plans due to health care reform. Advantages of individual health insurance include:
Customizable plan options and coverage
Choice of network and medical providers
Coverage continues after job loss or change
Can I Be Denied Health Insurance if I Have a Pre-Existing Condition?
The Affordable Care Act (ACA), made it illegal for Americans to be denied coverage or charged higher rates for pre-existing conditions. The only exception to this is if you were enrolled in a health plan that started before 2010, when the ACA was passed.
How Much Does Health Insurance Cost?
Many factors impact health insurance plans and premium costs, so call Town and Country Insurance Agency or request a quote online. We can help you find the best option for you and your family.