Commercial General Liability in Burwell and Ord, NE
Critical Assurance for the Protection of Your Business.
General liability insurance coverage helps your company deal with accident-related expenses such as lawsuits, medical bills and financial liability for damaging someone else’s property.
Town and Country Agency in Burwell, Nebraska, assists businesses in multiple industries by helping them find the liability coverage they need. This policy can help carry the financial burden associated with certain unexpected events.
What Is Commercial General Liability Insurance?
Commercial general liability insurance helps a company pay for non-professional negligent acts leading to a lawsuit.
For example, if a customer visits your business and slips on your icy sidewalk, your commercial general liability insurance policy will help pay for their medical bills and recovery costs. You may also have coverage for off-site incidents if you or one of your employees accidentally cause damage to someone’s property or hurt someone during a house call.
Does My Business Need Commercial General Liability Insurance?
Many businesses aren’t financially able to handle the potentially high costs of accident-related injuries and property damage. Your agent will help you assess your situation to determine which types of insurance are a good fit.
Keep in mind that your company could be held legally liable for someone else’s medical bills or property repairs after an accident without commercial general liability insurance.
What Does Commercial General Liability Insurance Cover?
The best way to understand what your commercial general liability insurance covers is to discuss the specifics with your agent. Typically, you can expect a general liability insurance policy to provide coverage in three main areas:
· Property damage. If you or one of your employees damage someone else’s property in the ordinary course of day-to-day business, this policy helps pay for the costs to repair or replace that property.
· Bodily injury. If someone is injured on your property, or you or one of your employees accidentally cause injuries during day-to-day business activities, this policy helps cover legal fees as well as medical expenses.
· Personal/advertising injury. If your business is accused of libel, copyright infringement, invasion of privacy, or slander, this portion of your policy helps cover the associated costs.
How Much Does Commercial General Liability Insurance Cost?
Your commercial general liability insurance premiums depend on several factors, including your company’s size, location, industry and claims history. Other factors that impact your premiums include your coverage limits and deductible.
Your agent can help you choose a policy that works for your business while providing you with the best possible value for the price.
Get the Commercial General Liability Coverage You Need Today
Call Town and Country Agency at 308-346-5220 to learn more about how you can get the right types and amounts of liability coverage for your business.